Know the Difference Between Own Damage and Third-Party Car Insurance Policy

Own damage insurance andthird-party car insurance are the two types of motor insurance policies..

This article explores the key differences between own damage and third-party car insurance policies, helping you understand and pick the appropriate coverage for your vehicle...

Coverage offered bythird-party car insurance Injury to third parties: Includes medical expenses and compensation for injuries suffered by parties in an accident caused by the insured vehicle..

This insurance type is valuable for safeguarding your vehicle in situations where repair or replacement costs are substantial.. Coverage Offered by Own Damage Insurance Accidental damages: This covers repair expenses for damages to your vehicle caused by accidents, collisions, or overturning..

Key differences between own damage and third-party car insurance Nature of the coverage Third-party insurance:Itprotects against damages or injuries caused to others or their property in accidents involving your vehicle.It doesn't include coverage for damages to your vehicle or injuries to you..