PM credit plan boosts street vendors' debit spend by 50 per cent in 2 years: SBI

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Key Points

A new research by the State Bank of India has found that the Prime Minister micro credit plan for urban street vendors has raised the debit card spend of beneficiaries by 50 per cent in two years boosting their average consumption...

The analysis of the PM SVANidhi scheme led by Soumya Kanti Ghosh, Group Chief Economic Advisor, SBI, found that 75 per cent loan beneficiaries were from non-general category...

OBCs account for 44% of total disbursement, while SCs/STs account for 22% and 43% of the beneficiaries are women, the report adds stressing the schemes potential to bridge gender gap...

PM SVANidhi Scheme was launched in 2020, as a micro credit scheme, for urban street vendors, and provides collateral-free loans up to Rs 50,000...

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