Major changes in insurance regulations — new health insurer Galaxy Health, Bima Sugam, more protection for

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Key Points

The primary ones include Bima Sugam an online marketplace for insurance policies, product regulations regarding the surrender charges of the insurance policies, and regulations for the protection of policyholders..

"The IRDAI (Protection of Policyholders Interests and Allied Matters of Insurers) Regulations, 2024 consolidate eight regulations into a unified structure, focusing on several key objectives aimed at ensuring fair treatment of prospects during solicitation and sale of insurance policies and protecting the interests of policyholders throughout their engagement with insurers and distribution channels..

Additionally, the regulations encourage the development of innovative insurance products that cater to the requirements of different segments/strata of the society and provide wider choices while also considering the interests of policyholders and maintaining regulatory compliance, thereby, fostering a competitive marketplace," it added...

"The IRDAI (Bima Sugam - Insurance Electronic Marketplace) Regulations, 2024, aims to establish a Digital Public Infrastructure named Bima Sugam towards universalization and democratization of insurance as well as empowering and safeguarding policyholders' interests and achieve the vision of 'Insurance for all by 2047'," the regulator said.. New health insurer Galaxy Health and Allied Insurance..

"The Insurance Regulatory & Development Authority of India (IRDAI) in its 125th meeting held on 19 March 2024 has granted Certificate of Registration to a new health insurer namely, Galaxy Health and Allied Insurance Company Limited to carry health insurance business in India..

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IRDAI issues series of regulations, tweaks regulation on surrender charges

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IRDAI (Insurance Products) Regulations, 2024 merge six regulations into a unified framework aimed at enabling insurers to swiftly respond to evolving market demands, enhancing the ease of conducting business, and boosting insurance penetration. These regulations promote good governance in product design and pricing, including strengthening the principles governing guaranteed surrender value & special surrender value along with disclosures thereof, IRDAI said in a statement.