Choosing term life insurance: Basic plan, add-on riders and other key things to consider

Posted on:
Key Points

Unlike other life insurance plans, the premium of term insurance is cheaper and focuses solely on providing coverage, without any additional..

Here are some important factors to bear in mind when considering a term life insurance policy:..

Select a well-established insurance company with a long-standing presence in the market and a strong track record of settling claims efficiently...

The insured should inform their family members and chosen nominee about the term policy and where to find the policy documents...

Premiums are lower at a younger age, so consider getting life cover once you start earning to secure maximum coverage..

You might be interested in

How to choose the best health insurance and life insurance

15, Jan, 24

This article discusses how to choose the best health insurance and life insurance for financial protection of the family. It provides tips for selecting an ideal health insurance policy and offers advice on finding the right life insurance policy. The article highlights the benefits of ACKO Health Insurance and ACKO Life Insurance.

Can Someone with a Critical Illness get Term Insurance?

02, Oct, 23

India Business News: Life insurance policies, and especially term insurance plans, are typically easy to obtain for healthy individuals who have no pre-existing medical conditions or diseases. However, getting - Mediawire

What should you know before deciding to port your health insurance policy? MintGenie explains

29, Nov, 23

Transferring health insurance policies presents opportunities to personalize coverage, preserve accrued benefits, and obtain improved coverage or reduced premiums. Porting also allows policyholders to choose insurers that provide better service and exercise consumer choice.

A new term life insurance policy for diabetics: High premium but much-needed financial security, should yo

11, Jul, 23

Bajaj Allianz Life Insurance has now come up with a term insurance plan specially designed for people who have diabetes. Named as as Bajaj Allianz Life Diabetic Term Plan Sub 8 HbA1c, it is a pure term life insurance cover. The minimum policy term will be for five years. The minimum sum assured will be Rs 25 lakh. The minimum entry age will be 30 years and the entry age goes up to 60 years for this plan. Should you buy it?

Buying health insurance? Don't forget these 5 important tips

30, May, 23

From assessing healthcare needs to understanding policies, there are many aspects that you have to consider for buying the right health insurance policy. Here are five important tips that you should not ignore.

Should I opt for deductibles to reduce insurance premium?

07, Dec, 23

When selecting a policy, one should prioritize those that provide coverage for pre-existing conditions promptly, ensuring comprehensive protection