Key Points
Unless you have certain specific add-on covers, your insurer will not pay a penny to fix your car engine if damaged due to waterlogging..
In case you are stranded in a waterlogged area and unable to move your car, opting for 24x7 Roadside Assistance add-on cover can be beneficial, said Pooja Yadav, Chief Product Officer, Zuno General Insurance (Erstwhile Edelweiss General Insurance)...
This add-on covers the cost of consumable items such as engine oil, coolant, and brake oil, which are required during repairs due to damages caused by floods, water-logging, or accidents during the monsoon season...
"If you live in an area that is prone to flooding or water-logging during the monsoon season (such as Mumbai, Goa, Bangalore), the Engine Protect add-on and Consumables Cover add-on can be particularly useful as they provide coverage for damages caused to the engine and consumable items," said Mishra...
Water damage and the corrosive effects of saltwater can be significant concerns. engine protection cover and consumables cover can help mitigate the risks associated with these conditions," said Amit Goel, Director & Principal Officer at Raghnall Insurance Broking & Risk Management Pvt..
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