Key Points
But the NBFCs which are modelled on the unsecured loan may have a certain challenge in raising resources or even cost of raising resources..
So it depends upon the individual NBFCs..
Just trying to understand this move and how it impacts businesses like you, given that a majority of your loan portfolio is backed by assets, considering your borrowing mix versus peers, there could actually be advantages for you, right?..
The truck portfolio in this new merged entity is 50%, the passenger vehicle is 20% and the SME portfolio is around 11%, which we intend to grow and we believe there are quite a large opportunities available in MSME lending..
And Paytm has on-boarded more than 75 lakh merchants on their platform and we feel that lending to SME through that platform where we get the credit history of the individual entrepreneur is very important for us...
