HDFC Bank revises charges, fees structure on personal loans from 24 April

The country's largest private sector lender HDFC Bank has revised charges and fees structure on unsecured loans like personal loans..

Part-payment allowed after 12 EMIs , up to 25% of Principal Outstanding..

Partial Premature closure charges applicable on part payment amount..

Partial premature payment is allowed up to 25 per cent of Principal Outstanding, only once in the financial year and twice during the loan tenure..

2. Post 24 EMI and up to 36 EMI repayment - 3 per cent of part payment amount..