HDFC Bank Credit Card rules change next month: New charges, 3rd party transaction impact, all the details

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Key Points

From next month, all rental transactions processed through third-party payment apps such as PayTM, CRED, MobiKwik, and Cheq will incur a 1% fee on the transaction amount, capped at 3,000 per transaction...

This change introduces a new layer of cost for customers using these popular apps for rental payments...

For international transactions, HDFC Bank will impose a 3.5% markup fee on all cross-currency transactions, significantly affecting customers who frequently make purchases or payments abroad...

This change underscores the importance of prompt payment to avoid accruing significant interest charges.. Customers opting for the Easy-EMI facility will face a processing fee of up to 299 for availing this option at any online or offline store, making it slightly more expensive to convert purchases into EMIs...

Users of the Tata Neu Infinity HDFC Bank Credit Card will earn 1.5% NeuCoins on eligible UPI transactions made using the Tata Neu UPI ID, while transactions with other eligible UPI IDs will earn 0.50% NeuCoins..

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