Key Points
He says: once a bank comes under pressure, the definition of LCR (liquidity coverage ratio), of looking at outflows of 30 days, does not hold in the digital times..
The LCR framework that the governor talked about, what do you think is the importance of that because he talked about how we inched towards a surplus situation in March as well and overall, this announcement coming in for the small finance banks on the currency derivative side, what is the credence of that?..
It is an important point which he made.. Unlock Leadership Excellence with a Range of CXO CoursesOffering CollegeCourseWebsiteIIM KozhikodeIIMK Chief Product Officer ProgrammeVisitIIM LucknowIIML Chief Executive Officer ProgrammeVisitIndian School of BusinessISB Chief Digital OfficerVisit..
AK Tewari: Deposit franchise is the key because we have seen that in the last seven-eight quarters, deposit growth has been behind loan growth, not only in percentage terms, but in absolute numbers as well..
All the other announcements are fine-tuning the various mechanisms, whether it is the derivative hedging capability to small finance banks or the deposit of cash by UPI in the CDMs, all of that..
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