Key Points
He will still pay a premium fee reserved for returning emigrants like him, but he does not mind that..
The realty assets are valued at around Rs.3 crore; the value of gold is around Rs.1.25 crore; deposits are worth Rs.25 lakh; there are Rs.20 lakh of stocks, and mutual funds worth Rs.30 lakh..
He needs a corpus that will work for him, and with Rs.75 lakh, minus the funds needed for immediate education goals, there is too little left..
The wife needs to be willing to sell some of the gold, so that the money can be used to buy financial assets that will grow and be available for use, as needed..
A traditional mindset, which includes a single income, property and gold, sacrifice for kids, and desire to return home early, wont pass the sensibility test..
