Top banks' credit cards with low annual fee

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Key Points

"In most cases, the overall value offered by credit cards surpasses the fee charged; hence, consumers should not make annual fee the sole deciding factor..

Listed below are the top banks' low annual fee credit cards which are chosen basis the overall value-back they offer in the form of reward points, cashback, discount, etc..

All card information is sourced from the card provider website as of 20 th February 2024.). 5% cashback on utility bills, DTH and mobile recharges done via Google Pay4% cashback on Swiggy, Zomato and Ola spendsUnlimited 2% cashback on all other spends, except fuel4 complimentary visits to select domestic airport lounges per yearUp to 20% off on dining at 4,000+ partner restaurantsAnnual fee waived off on spending Rs. 2 lakh or above in a year1% fuel surcharge waiver, up to Rs..

500 per month, on other spendsRedeem the earned cashback as Swiggy Money with 1 year validityAnnual fee waived off on spending Rs. 2 lakh or more in a year..

10,000 within 90 days of card membership10X Membership Rewards Points on Zomato spends, up to 500 points per month10X Membership Rewards Points on Flipkart, Myntra, Blinkit, Uber, Nykaa, Ajio, PVR & BookMyShow, up to 500 points per month5X Membership Rewards Points per Rs..

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