6 ways mutual fund SIPs may help you beat inflation
Systematic Investment Plan (SIP) offers a disciplined approach to investors amidst market volatility and inflation. It enables rupee cost averaging, compounding effects, diversified portfolios, and long-term horizons, providing a valuable tool for financial growth and stability. However, one must remember SIP can be an effective tool to create wealth but there is no guarantee to generate returns. Key Points
Economic TimesSIP inflows surged to ₹18,838 crore in January, active accounts rose by 1.7 crore: Geojit Report
The number of SIP accounts soared to a record high of 7.92 crore in January this year, marking a substantial increase year-over-year. Key Points
mintSIPs turn into gulps: 2024 begins with a bang
Gross addition of accounts was also the highest on record at 5.1 million last month, while new SIP account to closure ratio — a measure to gauge how many SIPs accounts opened for one closed — was the best in 25 months at 2.18. The monthly SIP book at Rs 18,872 cr was 7% higher from Dec, the fastest sequential growth in 21 months Key Points
Economic TimesWhat are the 7 types of SIP and what is the right one for you?
Flexible SIPs allow you to make some changes to your SIPs. For example, you could decide to increase the amount. You could decide to reduce the amount based on various factors. So, for example, if you feel that the markets are down right now, you could say, okay, I want to put in more money. But if you feel that maybe you have a liquidity issue, then you might say that I would like to decrease the SIP amount. Key Points
Economic TimesDo SIP investments in mutual funds offer assured returns?
Investors are increasingly pouring money into mutual funds through SIPs with monthly collections surging past the Rs 16,000 crore mark. However, there are still many myths surrounding this mode of investment into risk assets. Key Points
Economic Times
You can double savings from Rs 1 cr to Rs 2 cr by hiking mutual fund SIP by 10%, here’s how
Fixed amount monthly contribution through mutual fund SIP has it own limitation specially when you are saving for a long term life goal. As inflation would make your goal costly you would need to save higher. With time most people witness a gradual rise in their income and they can channelise some additional savings towards increasing their contribution annually through step up SIP and save a much bigger corpus than what was originally estimated. Key Points
Economic TimesWhy are we seeing increasing interest in small and midcaps? Swarup Mohanty explains
Our ETFs have got flows like the industry and incidentally in the ETFs also we have seen some profit booking last month. So across board, people are taking off some money off the table. Key Points
Economic TimesHow to Choose the Right SIP for Your Investment Goals
Systematic Investment Plans, often known as SIPs, allow investors to make recurring, small-amount investments in mutual funds. One of the benefits of mutual funds is SIP, which allows investors to reach their goals with a small amount of money. Key Points
Times of IndiaTop 10 Benefits of Investing in SIPs
Regular set sums are placed in your chosen Mutual Fund scheme as part of a Systematic Investment Plan, or SIP. Every month, a fixed sum is deducted from your savings account and invested in the mutual fund of your choice. Key Points
Times of IndiaYour Money: Make SIP the basis of your wealth creation strategy
The SIP is like an EMI. Only it’s an investment and not an expense. Key Points
Financialexpress
Retail investor puzzled by mkt volatility? SIP flows slow down but stay above Rs 13K cr in Feb
“Though markets remain volatile, retail investors seem to be more attracted towards mutual funds..Valuations in small caps have reached an attractive level and the same has been reflected in a better inflow of Rs 2,246 crores in the segment,” Kumar, head of investment advisory at Geojit Financial said. Key Points
Economic TimesPrudent’s Sanjay Shah on what latest AMFI circular means for mutual fund distributors
Sanjay Shah discusses the impact of the latest AMFI circular on mutual fund distributors and the opportunity it presents for wealth relationship managers. SEBI's comment on smallcap, midcap categories has led to a shift towards balanced advantage and largecap categories. Shah says: Overall, we believe it is a good thing. It will definitely spur competition. The distributors have to pull up their sleeves and become more competitive on product basket, innovations, and services. Key Points
Economic TimesWhat is passive strategy in mid and smallcap versus active strategy? Nirav Karkera explains
Nirav Karkera says: “There is a lot of new to mutual fund money coming in at this point in time. It is not just the category rotation that is happening but there are also fresh SIPs outside the industry that are moving into the industry at this point in time. It will be a very good push towards the flows in these specific categories, small and midcap very specifically.” Key Points
Economic TimesETMarkets Smart Talk: Retail investors chasing crorepati dream? SIP flows may cross Rs 20K cr per month in
In the mutual fund portfolio, the best-performing fund of the year 2023 may not be the best-performing fund in 2024. Therefore, it is important to not chase the best-performing fund and invest based on the individual funds portfolio positioning and the fund managers experience of managing volatility as the year 2024 may be volatile. Key Points
Economic TimesHow should a mutual fund investment portfolio be ideally allocated between lumpsum and SIP?
Investing in mutual funds requires careful consideration of the right allocation between lumpsum and SIP investments. Lumpsum investments allow for potentially higher growth but are subject to market timing risks. SIPs mitigate volatility by investing regularly at different price points. Key Points
mint
Whisky: In high spirits
The colour of a spirit doesn’t dictate how or when it should be drunk. Almost everything can be adapted to any weather and setting. Key Points
FinancialexpressHow should you plan your investments to generate a good monthly income after retirement? Amit Kukreja ans
If the person's cost of living today is 1 lakh rupees a month, we want to ensure that his lifestyle is not getting impacted during his retirement years. So at 60 his inflation adjusted cost which is 1 lakh in today's term needs to be adjusted for the inflation at the age of 60 and we have to ensure that the lifestyle remains the same. Key Points
Economic TimesIf you want to capture the Indian opportunity, don’t ignore midcaps: Radhika Gupta
Radhika Gupta says: “We are recommending incremental allocations, especially in smallcap through the SIP route or telling people to come in with a longer horizon, do them in multi-cap but dont ignore the midcap space. When people talk about running away from mid and smallcap and just jumping to largecap, I do not think the Indian opportunity is captured adequately. ” Key Points
Economic Times2024 elections coming, have a mix of equity & debt in portfolio: A Balasubramanian
“Investing in smallcaps is not an issue, but you come with the time frame of five years. If you come to the largecaps, assuming a three-year period, then smaller midcaps have to be for a longer period. Therefore, the money that comes for a longer term, we cannot deny it.” Key Points
Economic TimesSIP inflows hit new record, cross Rs 18,000 crore for first time in January
The asset base for SIP rose 3.12% in January to Rs 10.26 lakh crore. The SIP AUM was Rs 9.95 lakh crore in December. The number of SIP accounts stood at the highest ever of 791.71 lakh in January, compared to 763.65 lakh in December. The number of new SIPs registered in January also attained a new milestone, with 51.84 lakh new registrations as against 40.32 lakh in December. Key Points
Economic Times
Top 10 equity mutual funds offer over 58% SIP returns in 2023
We considered the large cap, large & mid cap, mid cap, small cap, flexi cap, multi cap, ELSS funds, contra, value, and focused funds for the analysis. We considered regular and growth schemes. Key Points
Economic TimesSIP starting at Rs 250 is about financial inclusion, not money: Dhirendra Kumar
“The talk is that since KYC compliance is done by one financial entity, you do not need to go through it time and again. This could be another game changer because for Rs 250 SIP, if you have a bank account, then you do not need to do your KYC. Just provide your bank account and you are good to go. So, getting started becomes easy. I think it is badly needed.” Key Points
Economic TimesTake some money off auto; invest in IT, realty, consumption & selective banks: Sanjiv Bhasin
“Bank Nifty, which had lost momentum, is now in leadership. Obviously buy the frontliners which for the largecaps are HDFC, ICICI and Axis. But I would single out Kotak to be the biggest outperformer here. As for small caps, I am very optimistic on Bandhan Bank from that Rs 250 level. It has hit Rs 235, 240. But do a SIP in Bandhan.” Key Points
Economic TimesInvesting in the 30s: Here’s how to create a generous corpus even in your late 30s
Chirag Munu of Anad Rathi Wealth says: Start investing in your 30s with a well-planned portfolio of mutual funds and SIPs. Allocate 20% of your income, consider an 80% debt and 20% equity mix, and diversify with large, mid, and small-cap funds. Build an emergency fund, manage debt, and get insurance for financial security. Key Points
Economic TimesICICI Pru MF halts fresh subscriptions via lumpsum mode in mid & smallcap schemes
ICICI Prudential Mutual Fund suspends fresh subscriptions in lumpsum mode and switches into Smallcap and Midcap Fund from March 14. Trustees have temporarily discontinued subscriptions to the schemes. The ongoing SIP/ STP/Special Product registered prior to the effective date will continue in the midcap and smallcap schemes. Key Points
Economic Times
Financial resolution for 2024? Just stay invested: Kalpen Parekh
Kalpen Parekh says: “Election is not a matter of worry. If something is a matter of worry, it is global geopolitical issues and how global flows move because we are more expensive than some of the other EMs. If flows turn, it could be a matter of worry and that can lead to intermittent volatility of 10 to 20% which happens every 18 months or two years election or no election.” Key Points
Economic TimesETMarkets Fund Manager Talk: This fund manager sees macro economic stability as main driver of capital flo
Sumit Agrawal says: After a long time, we are seeing an uptick in capex, capabilities build up and good visibility on industrial growth. Continued traction in government capex, with some pick up in the private sector as well, along with a consumption pick up sometime in the middle of next year would lead to continued growth surprises in 2024. I remain quite optimistic for India in 2024. Key Points
Economic Times